Posts Tagged ‘without’

can i have a business page on facebook without a personal account?

I have just close my personal account with facebook, for personal reasons. However I created a page for my business….am I still able to have this without a personal account? If not why? Also, if I can…how?
Thanks.

Business Financing without Banks Update

While the original thought for “business loans without banks” could be explained as “this is something that most commercial borrowers should take a look at”, the updated advice is “all business owners will need to do this sooner or later”. There are a number of earlier reports with strong suggestions to pursue business finance services that do not involve a traditional bank starting about five years ago. There are now new critical factors that have entered the scene, and the old reasons for this business financing perspective are still valid as well.

Wanting to find commercial loans without involving banks must certainly be an outgrowth of how unpopular banks have become in the current distressed economy. Thomas Jefferson is credited as the source of an early observation that seems to be more relevant than ever today (“Banking establishments are more dangerous than standing armies”), especially when viewed in combination with reeling economic conditions. In the contemporary setting, banks have undergone many structural changes that have nurtured a desire to leave bank relationships on hold.

Because of specific legal restrictions, banks cannot file for bankruptcy in the way that General Motors did but banks have still changed just as dramatically as if they had. Except in paid advertising, it has become even more rare for either businesses or individuals to speak positively about their bank, but many of us still have warm feelings about earlier banking days. The stories about giving toasters away have unfortunately been replaced by foreclosure and credit card abuses.

Inadequate external controls do seem to be a problem when banks are allowed to mismanage financial derivatives, and this has turned out to be an ideal illustration of banking in its darkest hour. While it is apparent that many politicians and bankers feel that the public does not deserve to ever know the real truth, more experts have come forward to talk about what a close call it really was (and most of these individuals also emphasize that we are not out of the woods yet). Perhaps Thomas Jefferson really did know what he was talking about when he observed how dangerous banks can be.

While there are more examples than we have room to talk about in a short article such as this, small business owners usually have two major reasons to avoid banks for their business loans. One is looking backward at how banks have performed and deciding that they deserve better. As one example, most commercial borrowers are aware that bailouts funded by taxpayers have not resulted in a normal level of small business financing.

With the second reason, just as nobody will knowingly go on a cruise ship if they are told by someone they trust that it is likely to sink, the increasing number of bank failures should serve as a cautionary signal to commercial borrowers. This concern is compounded when small business owners realize that very few of the still operational banks are consistently providing small business loans. If their bank is not up to the fairly normal task of offering business financing to them when they need it, a prudent borrower must be prepared to take their business elsewhere.

A clever approach to marketing the concept of business loans without banks is generally built upon a variation of the good cop and bad cop by merely comparing a “good” lender to the “bad” banks. To ensure that the main point (avoiding banks) is not overlooked, some lenders are using business financing slogans like “Think outside the bank”. Whether or not the advertising approach is convincing to small business owners, the ability to obtain commercial loans without bank involvement can help small businesses to prosper both with and without banks.

A Mortgage Foreclosure Crisis Without End

A Mortgage Foreclosure Crisis Without End
For many, defaulting on a mortgage wasnt part of the American dream.

Read more on Fox News

Secured Business Credit Cards 0 Or Low Interest Rate Deals. Compare Without Hesitation

Credit card issuers offer “dream type” deals seeing that your value as a long time customer is very essential to them. Several best small business credit cards give cash back; some endorse air miles; others tempt you with electricity rebates, and sometimes mark downs on spanking new autos. Credit card companies have connections with almost everything you can think of. Even though all of those tempting credit cards deals appear advantageous, don’t merely go with another instant business credit card account or transfer your balance for the reason that the returns sound magnificent.

Ensure it is just what you assume it is. Constantly compare cash back business credit card deals. Study the fine print before you go with it. If credit card companies are offering O or low interest credit cards or balance transfer credit cards, assess the validity period. Check that the interest rates after that period ends do not sky rocket. There are always fines to doing a delayed expenditure. In general, those O or low interest rates can jump as big as thirty percent by being 1 day late on one expenditure.

You will not uncover that in the promotional notes but you will find it in the hidden regulations. The credit card companies count on people not understanding these points or paying much attention to them, but make certain that you do. So long as you understand what you are getting yourself into you can benefit from the top credit card deals and save finance and build up returns each four weeks. By shifting that big interest rate balance on one credit card to a new credit card with O or low interest rates for a year, you can retain a lot of finance and indent your debt load. The worthy new business credit card companies measure credit card interest rates and deals for you.

The really decent credit card companies confirm the small print and give you an idea about what the interest rates will leap to when your O or low interest rate phase terminates. Many borrowers in over their heads with credit card debts can improve their circumstances by benefiting from business credit cards with rewards. That does not suggest accruing additional dues; that means transferring hefty balances to 0 or low interest rate credit cards to reduce dues. Credit card deals are real and the rewards are genuine but only if you know the rules and are competent and willing to follow them. You will have to do a little reading up to measure credit card deals and you’ll have to recompense punctually.

Start Your Business Without A [Small Business Loan]

small business loan,small business grants,small business loans,small business insurance,small business plan,small business credit,small business accounting,government small business

How to Spruce Up Your Office Space Without Spending a Lot

Is your company outgrowing your small <a title=Office space at Royal Commercial! rel=”nofollow” onclick=”javascript:pageTracker._trackPageview(‘/outgoing/article_exit_link’);” href=http://www.royalcommercialcorp.com/resources/office-space.php>office space</a>? If you are like so many businesses who would like to repair their office space or move into a new one but canâ??t financially do so, or get the line of credit necessary to make these changes due to the economic climate, there are other options for you. Here are give ways to improve your office space right now.

1.    Shop Discounted Stores, Online Deals or Thrift Stores For Great Steals on Furniture, Cubicles and Décor -including Paint
If you have ever scanned online discount stores, auction houses or craigslistâ??s in the â??free sectionâ? you would be amazed at what you can find! Entire office furniture sets for less than half their retail price or free! Paint, doors, carpet and even art is all available online for complete deals. Thrift stores, garage sales and warehouse stores are all great places to look for great furniture at rates you can afford. Even though you canâ??t afford to get a new office space and furniture now, you can get pretty close to it and at least get what you need.

2.    Initiate a Work Clean Up Party
So you cannot hire a cleaning service, painters or carpenters to help remodel your office but that doesnâ??t mean you canâ??t spruce things up with the resources you have at hand. Have a mandatory cleaning party at work. Pay your employees, provide lunch and drinks and crank up the music. Draw names for cleaning duties or separate yourself into cleaning teams. With some positive energy and dome good elbow grease, you can have a shiny new office space in no time!  

3.    Out of Space? Allow People to Work at Home
If your staff is growing and your office is shrinking- the desire to relocate may be strong, but since credit lending isnâ??t exactly happening right now, you may have to think of creative ways to use your space. Doubling up two people to an office may sound like a good idea, but offering the chance for people to work from home is not just a great idea for desk sharing, your employees will appreciate the offer as well.

4.    Too Much Stuff? Throw it Out
One of the easiest ways to appreciate your office and make a big change for the better is to throw out what you donâ??t need. Broken doors, broken cubicles, torn furniture and clutter can immediately make a manageable office intolerable. Borrow or rent a truck and get rid of all your useless stuff! Itâ??s just taking up space that could be used for so many other things. Donâ??t forget, many of those things you want to throw away could be recycled or donated.

5.    Trade Services
Does your business have a service or product you could trade in return for painting, carpentry or new desks? Perhaps your marketing services, hotel or travel services or free cases of your energy drink that you produce could be in exchange for another companyâ??s painting, carpet or landscaping services.

Itâ??s possible that moving to a new <a title=Office space at Royal Commercial! rel=”nofollow” onclick=”javascript:pageTracker._trackPageview(‘/outgoing/article_exit_link’);” href=http://www.royalcommercialcorp.com/resources/office-space.php>office space</a> isnâ??t foreseeable any time soon, since you are trying just to keep the lights on in the one you are currently occupying. There are plenty of things you can do to make due with your office space today while you while wait for things to change financially tomorrow.

The 10 Players the Pittsburgh Steelers Cannot Do Without in 2010

The 10 Players the Pittsburgh Steelers Cannot Do Without in 2010
The loss of a key player to injury or suspension can be the difference-maker for a potential Super Bowl team’s season. As the Pittsburgh Steelers can attest, losing more than one of those key players can be the difference between defending your Super Bowl title and missing the playoffs completely. In 2009, the Steelers lost their way defensively, and while some of it had to do with decision …

Read more on Bleacher Report

Business without Borders: The Valley’s hoser mafia

Business without Borders: The Valley’s hoser mafia
How a group of expats in California is opening doors — and wallets — for Canadian tech startups.

Read more on Canadian Business

Australia and Asia: One can’t do without the other

Australia and Asia: One can’t do without the other
The business integration of Australia into Asia has moved from moribund to active — Macquarie has moved in and FinanceAsia has covered it.

Read more on Finance Asia

How to rebuild after a flood, without busting your small business budget

How to rebuild after a flood, without busting your small business budget
Following these steps to keep your business’s operating costs low will help your small business thrive during the rebuilding process.

Read more on The Christian Science Monitor